Category_Diamonds ·
Category_Engagement Rings ·
Category_Engagement Rings DC ·
Category_Proposing ·
Category_Tacori ·
Category_Verragio ·
Category_Wedding Bands ·
Category_Wedding Rings ·
Category_Weddings ·
diamond engagement ring ·
diamond engagement rings ·
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engagement rings ·
Engagement Rings in Maryland ·
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Engagement Ring Financing
There are many factors to consider before purchasing a diamond engagement ring, and one of the most practical aspects of this process is the question of financing the purchase.
The old fashioned rule stating that an engagement ring should cost three month's of a man's wages, is now a thing of the past. There's no hard and fast rule dictating what percentage of your income you will spend, though you can expect to spend at least $2,000 (with the average American engagement ring running near $4,000).
So now that you've found the perfect cut and style of diamond, how can you take it home with you to surprise your sweetheart? You've got two main financing options:
Through Your Jeweler
Your first resource should be the jeweler you're buying from, so make sure to choose a well-established and respected jeweler, as well as one that has a reputation for providing quality pieces at fair prices. Stop into your local brick-and-mortar jeweler and ask about their financing options. Questions to ask:- Does this store have any lines of credit available?
- Are you partnered with any credit card companies that are running credit lines for purchases like these?
- Are there any seasonal promotions going on right now? (Usually winter holidays and Valentine's Day give rise to such promotions.)
Here at Mervis Diamond Importers, we offer financing programs from six months to three years through GE Capital, TD Bank or BB&T Bank. The process is fast and simple and is usually done in-store and takes less than ten minutes to approve.
