Three Things Everyone Should Know About Engagement Rings

diamond"When you realize you want to spend the rest of your life with somebody, you want the rest of your life to start as soon as possible," said Harry Burns in When Harry Met Sally. If you're at the point of wanting to start the rest of your life as soon as you can, you might have encountered a popular conundrum: how do I choose the ring? Even though choosing engagement rings is, in some ways, a rite of passage, calling the process "nerve wracking" can be an understatement. For those who are struggling with knowing what to do, here are three things everyone should know about choosing engagement rings. 1. Why are diamonds so popular, anyway? You wouldn't be the first to wonder "who can tell if it's cubic zirconia?" There are a few advantages to diamonds that make it the number one choice. One big advantage is that diamonds are very hard. Since the ring is intended for a lifetime of wear, softer gems might look great in the beginning, but become scratched and dull over time. Diamonds also have a greater "brilliance" effect in how they reflect light, giving the optimal shimmery appearance. 2. What should I look for in the perfect engagement ring? In determining a ring's value, there are a few qualities you should consider: carat, clarity, color and cut. For in-depth information, look up the "four Cs of diamonds," which is what this refers to. Most basically, though, diamonds are judged based on the lack of flaws (clarity), the color (the closer to clear, the more brilliant the sparkle), the weight of the gem (carat), and the type and correct alignment of the diamond's shape in order to showcase its brilliance (cut). 3. How much should I spend on diamond engagement rings? There's no right answer for price when it comes to your ring. The average ring costs about $9,000, and you might find yourself dipping below or above this number depending on your budget. Many experts recommend spending the equivalent of two to three months' salary on a ring. Although rings can be expensive, they're an expense worth saving for -- they will be one of the very few possessions that stick with you for your entire lifetime. Are you planning on buying a ring? Let us know any questions you have in the comments. Hubspot